Insurance

Life Insurance

Insurance isn't for you - its for the people you care about. Protect their future. Have existing health issues? Contact us for solutions. 

Corporate Insurance

Tax advantages, wealth accumulation, dividends and more. A good discussion for those with a big or small business that is growing its retained earnings. 

Insurance That Grows Like a Savings Plan

Talk to us about how your life insurance can act as a savings tool. 

Insurance Solutions

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Life Insurance | Mortgage Insurance | Accidental Death & Sickness | Critical Illness | Longterm Care

Assumption Life

BMO Insurance

Canada Life

Canada Protection Plan

Desjardins Financial Security

Empire Life

Equitable Life of Canada

Foresters Financial

Humania Assurance

Industrial Alliance

Manulife Financial

RBC 

Sun Life Financial

Extended Health Benefits | Personal & Group

Green Shield

MyHSA

Manulife Flexcare

Travel Insurance

Blue Cross Travel Insurance

RBC

Forms | Worksheets | Calculators

Personal worksheets to create a budget, pay down debt, savings calculators, etc. Fill-able online, auto calculate and save to your own computer. 

FAQs

What happens with my policy when I die? Insurance proceeds DO NOT go through probate; meaning the proceeds go directly to the beneficiaries you've chosen. And the funds are almost always tax-free.

How much is enough? You should complete a Financial Needs Analysis with your advisor. This looks at your assets, liabilities and continuing family needs. 

What type of policy do I need? So many types but only two forms - temporary and permanent. Often a combination of the two does the best job. Temporary needs: mortgage, income replacement earlier in life, financial obligations, etc. Permanent needs: supplementing survivor income, final expenses, capital gains taxes, etc.